공유경제기술인 블록체인기술을 활용한 인슈어테크 개선 방안 : 가축재해보험 사례연구
A Case Study on the Application of Blockchain Technology for the InsurTech : Development of Livestock Insurance Product
- 주제(키워드) Blockchain , Insurtech , Livestock Insurance
- 주제(기타) 경영과학
- 설명문(URI) https://www.kci.go.kr/kciportal/ci/sereArticleSearch/ciSereArtiView.kci?sereArticleSearchBean.artiId=ART002621868
- 등재 KCI등재
- 발행기관 한국IT서비스학회
- 발행년도 2020
- URI http://www.dcollection.net/handler/ewha/000000176220
- 본문언어 한국어
- Published As http://dx.doi.org/10.9716/KITS.2020.19.4.125
초록/요약
This paper proposes a more advanced livestock insurance product by comparing the status of livestock management in Korea with Netherlands case. The project focused on blockchain technology, IoT based management manual and planned livestock insurance related to Insurtech. The livestock insurance policy automatically stores information on each block through sensors attached to livestock, so that the livestock manager carries out follow-up manual for each livestock. Blockchain technology contains numerous advantages such as distributed ledger and irreversibility. However, the sharing of transparent information can be a burden to the policyholder. To compensate it, new business model needs to be proposed to provide incentives to the policyholder. We focused on the data of Gyeonggi Province, which suffered the most from African swine fever (ASF) in Korea. The corresponding Insurtech based livestock insurance can enable policyholders and insurers to build trust by sharing objective and transparent information, and maximize their respective profits by enabling mutual control.
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